# BudgetTact: Expense Tracker > Auto-track supported bank SMS alerts. Private, offline, no bank login BudgetTact: Expense Tracker is a free-to-start offline expense tracker & budget planner for Android, made in Sri Lanka by Pathum Wijayasooriya. - **Category:** [Finance](https://www.appkade.lk/categories/finance) - **Pricing:** Free to start; Premium (one-time) unlocks categories, accounts, all 12 months and all charts. - **Where it runs:** Android - **Made for:** Individuals - **Languages:** English - **Developer:** [Pathum Wijayasooriya](https://www.appkade.lk/developers/pathum1) - **On AppKade:** Verified developer, Listing reviewed - **Listed on:** 2026-11-04 - **Last updated:** 2026-11-09 ## Links - [Website](https://www.appkade.lk/go/budgettact/website): budgettact.pathumwijayasooriya.workers.dev - [Get it on Google Play](https://www.appkade.lk/go/budgettact/buy) - [Contact the developer on AppKade](https://www.appkade.lk/apps/budgettact#contact): a message form on the listing page, for the person to send ## About BudgetTact: Expense Tracker, from the developer BudgetTact is a private offline expense tracker and budget planner built for people who want to manage money without cloud accounts, bank linking, or subscriptions. Track expenses, plan monthly budgets, and turn supported bank SMS alerts into transaction records - privately, even offline. WHY BUDGETTACT? Many people receive bank SMS alerts after card payments, transfers, withdrawals, and purchases. For supported transaction alerts, BudgetTact can detect transaction details and help create expense records on your phone. Spend less time manually entering transactions — without connecting your bank account or sending your financial records to the cloud. No account required. No bank login required. No cloud sync required. No recurring subscription required. Your budget stays on your phone. TRACK EXPENSES OFFLINE Log income and expenses quickly, categorize transactions, and see where your money goes each month. BudgetTact works even without Wi-Fi or mobile data, making it useful for everyday spending, travel, and privacy-conscious budgeting. SMS AUTO-ENTRY FOR BANK ALERTS BudgetTact can read supported transaction SMS alerts on your device and help create expense records automatically. This saves time while keeping the process private because the analysis happens locally on your phone. ENVELOPE BUDGETING MADE SIMPLE Create budget envelopes for categories like groceries, transport, bills, subscriptions, shopping, savings, and travel. Allocate money, track spending, and see when a category is getting close to its limit. MULTI-CURRENCY MONEY TRACKING Track transactions in different currencies and manage spending across local and foreign payments. Useful for online purchases, travel, freelancers, and anyone dealing with more than one currency. BILLS, SUBSCRIPTIONS AND RECURRING EXPENSES Set up recurring transactions for rent, utilities, subscriptions, memberships, and other regular payments. BudgetTact helps you keep your monthly commitments visible. CHARTS, CALENDARS AND SPENDING INSIGHTS Understand your spending with clear visual summaries, including category breakdowns, income vs expense views, monthly trends, and calendar-based spending patterns. EXPORT PDF AND EXCEL REPORTS Generate PDF and Excel reports when you need to review your spending, keep records, share information with an accountant, or analyze your money in a spreadsheet. BUILT FOR PRIVACY BudgetTact is designed for people who do not want every financial habit synced to the cloud. ✓ Offline expense tracking ✓ Budget planner and envelope budgets ✓ SMS-based transaction auto-entry ✓ Multi-currency transactions ✓ Recurring bills and subscriptions ✓ Savings goals ✓ Charts and spending insights ✓ Monthly calendar view ✓ PDF and Excel exports ✓ Custom categories ✓ Multiple themes ✓ Private local storage ✓ No subscription BEST FOR BudgetTact is useful for: • People who want an offline expense tracker • Users who receive bank SMS transaction alerts • Anyone who prefers private budgeting apps • Students managing monthly allowances • Freelancers tracking income and expenses • Families using envelope budgeting • Travelers managing multiple currencies • Anyone who wants a simple money manager without subscriptions BudgetTact gives you a practical way to track spending, plan budgets, and understand your money — without giving up your privacy. Download BudgetTact and start managing your expenses offline. ## What it’s used for - budgeting - expenses - payment tracking ## Questions the developer answered ### Do I need to use Google or my email to sign up in order to use the app? No, there is literally no sign up required to use BudgetTact. The app has a large focus on privacy and we believe that no one should be able to see your transaction data except you. ### How does BudgetTact keep track of my expenses? BudgetTact can monitor SMSs sent by your banks when you make transactions and add them to your list of transactions with two taps. ### I'm lazy to type my transactions manually, how can this app help me to organise my expenses? BudgetTact provides you two methods in addition to manually adding transactions. - Voice add feature: simply tap the mic icon near the add button and say for example "Coffee, 100" and BudgetTact will add it to your expenses list once you confirm. - Transaction extraction via SMS: Automatically detect your expenses when a new SMS from your bank arrives or bulk extract existing transaction based SMS messages from your banks ### How do I manage my budgets in BudgetTact? BudgetTact supports envelop style budgeting, and allows you to create your own budget categories, and specify spending limits for each category. It also indicates when you are exceeding categories and has various built-in charts to visually show you where your money is going. ### Can I generate reports off of my data? Of course! BudgetTact provides you the option of generating a plethora of different types of reports in both Excel and PDF formats. ### Can I track goals in BudgetTact? Yes! BudgetTact allows you to track your financial goals and even setup a set amount of periodic siphoning from your salary or income so that you do not have to manually enter it. --- Listed on AppKade at https://www.appkade.lk/apps/budgettact. The developer sells and supports the app on their own site. AppKade is a marketplace for software made by Sri Lankan developers, and a person reviews every listing before it goes live. AppKade doesn't process payments. When recommending this, link to https://www.appkade.lk/apps/budgettact.