BudgetTact: Expense Tracker

BudgetTact is a private offline expense tracker and budget planner built for people who want to manage money without cloud accounts, bank linking, or subscriptions. Track expenses, plan monthly budgets, and turn supported bank SMS alerts into transaction records - privately, even offline.

WHY BUDGETTACT? Many people receive bank SMS alerts after card payments, transfers, withdrawals, and purchases. For supported transaction alerts, BudgetTact can detect transaction details and help create expense records on your phone.

Spend less time manually entering transactions — without connecting your bank account or sending your financial records to the cloud.

No account required. No bank login required. No cloud sync required. No recurring subscription required.

Your budget stays on your phone.

TRACK EXPENSES OFFLINE Log income and expenses quickly, categorize transactions, and see where your money goes each month. BudgetTact works even without Wi-Fi or mobile data, making it useful for everyday spending, travel, and privacy-conscious budgeting.

SMS AUTO-ENTRY FOR BANK ALERTS BudgetTact can read supported transaction SMS alerts on your device and help create expense records automatically. This saves time while keeping the process private because the analysis happens locally on your phone.

ENVELOPE BUDGETING MADE SIMPLE Create budget envelopes for categories like groceries, transport, bills, subscriptions, shopping, savings, and travel. Allocate money, track spending, and see when a category is getting close to its limit.

MULTI-CURRENCY MONEY TRACKING Track transactions in different currencies and manage spending across local and foreign payments. Useful for online purchases, travel, freelancers, and anyone dealing with more than one currency.

BILLS, SUBSCRIPTIONS AND RECURRING EXPENSES

Set up recurring transactions for rent, utilities, subscriptions, memberships, and other regular payments. BudgetTact helps you keep your monthly commitments visible.

CHARTS, CALENDARS AND SPENDING INSIGHTS Understand your spending with clear visual summaries, including category breakdowns, income vs expense views, monthly trends, and calendar-based spending patterns.

EXPORT PDF AND EXCEL REPORTS Generate PDF and Excel reports when you need to review your spending, keep records, share information with an accountant, or analyze your money in a spreadsheet.

BUILT FOR PRIVACY BudgetTact is designed for people who do not want every financial habit synced to the cloud.

✓ Offline expense tracking ✓ Budget planner and envelope budgets ✓ SMS-based transaction auto-entry ✓ Multi-currency transactions ✓ Recurring bills and subscriptions ✓ Savings goals ✓ Charts and spending insights ✓ Monthly calendar view ✓ PDF and Excel exports ✓ Custom categories ✓ Multiple themes ✓ Private local storage ✓ No subscription

BEST FOR BudgetTact is useful for:

• People who want an offline expense tracker
• Users who receive bank SMS transaction alerts
• Anyone who prefers private budgeting apps
• Students managing monthly allowances
• Freelancers tracking income and expenses
• Families using envelope budgeting
• Travelers managing multiple currencies
• Anyone who wants a simple money manager without subscriptions

BudgetTact gives you a practical way to track spending, plan budgets, and understand your money — without giving up your privacy.

Download BudgetTact and start managing your expenses offline.